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Area residents learn more about ACA options at Somersworth event
A free presentation on the Affordable Care Act — also known as Obamacare — was a good opportunity for residents last week to learn about their options and available resources in the area, according to Mary Moynihan, an outreach and enrollment specialist for the ACA at Goodwin Community Health.
"That's going to be an issue with this — it's not a national plan," Drager said.
While other states have different options, Moynihan, who works as a certified application counselor, said Anthem Blue Cross Blue Shield N.H. is the only health care provider in the state under Obamacare. She added it's possible Harvard Pilgrim or another network will offer plans next year.
"You really have to understand that this will reduce the health care deficit," Moynihan said.
"Don't get discouraged if you can't get in via the website; it is getting better," Moynihan said.
"There is a six-month window to enroll. Next year will have a smaller window," Moynihan said, adding residents have until March 31 to purchase a plan.
In New Hampshire, Moynihan said residents can choose between several options — including bronze plans which require participants to pay 40 percent out-of-pocket, silver plans which pay for 70 percent, gold plans which have 20 percent out-of-pocket expenses. She added those under 30 are eligible for a catastrophic plan that pays for less than 60 percent of expenses.
Moynihan said businesses with up to 50 full-time employees can offer plans through the Small Business Health Options Program (SHOP) through the marketplace. She added these employees are not eligible for subsidies or tax credits if they choose to buy insurance outside the plan.
"You have to pay the penalty, but you still don't have health insurance," Moynihan said, adding without applying, people will not learn what options for care or assistance are available.
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